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Credit Bureau Reporting

Optional. Compliant. Powerful.

As part of our full-service recovery solutions, Elite Portfolio Management offers optional credit bureau reporting to enhance your collection strategy — at no additional cost.

We report only with your authorization, and we handle every file with full adherence to the Fair Credit Reporting Act (FCRA) and all applicable regulations. Disputed accounts are flagged appropriately, and all consumer data is transmitted securely and responsibly.

Benefits of Partnering with Elite for Credit Reporting

Save Time

We handle all bureau submissions on your behalf — no extra systems or staffing required.

Stay Compliant

We ensure all reporting is accurate, up to date, and reflects the current account status (including disputes), in accordance with FCRA.

Avoid Extra Overhead

No software costs, no integration burdens — we manage the full reporting process from start to finish.

Improve Recovery Rates

Credit reporting, when used strategically, can increase repayment motivation without compromising consumer rights.

Maximize Internal Productivity

Your team focuses on core business while we handle the credit reporting logistics and compliance protocols.

Your Gateway to the Bureaus

Elite Portfolio Management is fully integrated with the nation's three major credit bureaus:

Experian
Equifax
TransUnion

Our secure systems and reporting protocols ensure that authorized accounts are updated accurately, flagged appropriately, and tracked in real-time.

Have questions about how credit reporting fits your strategy?

Call 1-800-XXX-XXXX to speak with our compliance and recovery team.

Legal Notice: This is an attempt to collect a debt. Any information obtained will be used for that purpose. This communication is from a debt collector.

NYC Language Access Disclosure

Per New York City Department of Consumer and Worker Protection regulations, we ask for your preferred language.

Our services are currently provided in English. Multilingual resources are available at:

🔗 www.nyc.gov/dcwp

Alternate communication formats (large print, braille, audio CD) available upon request.

Elite Portfolio Management

PO Box [Insert Address]

[City, State ZIP]

1-800-XXX-XXXX